Updated April 6, 2022

Operation Agreement

Your Consent
WHF collects, uses and discloses your Information with your consent, or as permitted or required by law. Generally, by providing us with your Information, we will assume that you consent to our collection, use and disclosure of such Information for the purposes identified or described in this Policy, if applicable, or otherwise at the time of collection.We may be required or permitted under statute or regulation to collect, use or disclose Information without your consent, for example, to comply with a court order, to comply with local or federal regulations or a legally permitted inquiry by a government agency, or to collect a debt owed to us. You may withdraw your consent to our collection, use and disclosure of your Information at any time, subject to contractual and legal restrictions and reasonable notice. We will let you know the consequences of refusing or withdrawing consent. Note that if you withdraw your consent to certain uses of your Information, we may no longer be able to provide certain of our products or services. If you choose to close your Parachute.cash account, we will delete your Information as soon as authorized under applicable financial information legislation.

Risks
No method of transmission over the Internet, or method of electronic storage, is 100% secure. We take reasonable measures to protect personal information in our care. You are responsible for the security of any device you use to access your account(s). Your account(s) will be protected with appropriate security measures, which may include passwords, tokens, biometric information, and other measures (“Access Controls”). On an ongoing basis, we assess the risks associated with the collection, use and disclosure of personal information and we update our privacy and security practices as necessary. Should an unforeseen event occur, such as a data breach or harm caused by bad actors, we have procedures in place to identify, assess and minimize any further risks and determine if there is a real risk of significant harm to individuals.

Access, Correction and Contacting Us
Access and correction
As part of delivering an optimal service experience, the accuracy of your Information is important to us. If you find any errors in your Information, please notify us as soon as possible and we will correct them.Your right to access or correct your Information is subject to applicable legal restrictions. We may take reasonable steps to verify your identity before granting access or making corrections. If you wish to request access or correct your information, make inquiries or complaints, or if you have other concerns about our personal information practices, you may use the Live Chat option on our website.

This Policy may be revised and updated as necessary. We encourage you to review it from time to time. If we intend to use or disclose personal Information for purposes materially different from those described in this Policy, we will make reasonable efforts to notify affected individuals, if necessary, including by posting the revised Policy on our website at parachute.cash. We encourage you to visit this website frequently to obtain the latest version of this Policy. Your continued provision of personal Information or use of our services following any changes to this Policy constitutes your acceptance of any such changes. This Policy is effective as of February 2022.

Application Terms & Conditions
Credit Check Authorization Legal Terms for Application for Loans:"I", "me" and "my", mean me, the applicant, and "you", "your" and "Parachute.cash" mean White Hat Financial Inc. Facts True: I certify that the information I have provided on this application is a true and correct statement of my affairs. No Approval: By receiving this application, you are not approving it. A PARACHUTE.CASH representative will contact me to complete my application and inform me whether the application has been approved. Your decision to approve or decline my application is at your discretion. If my application is approved, my loan will be subject to legal terms that will be provided to me as part of the process of obtaining it. PARACHUTE.CASH may collect Information during my relationship with PARACHUTE.CASH from credit bureau, government registries, reporting agencies, other financial institutions, and references that I may provide PARACHUTE.CASH. PARACHUTE.CASH may also disclose Information to credit bureau, reporting agencies and financial institutions. (The word "Information" means financial and financially related information about me, including (i) information to identify me or locate me (or any collateral I have pledged), (ii) information to qualify me (or, in the event that I have agreed to guarantee the debts of a third party, that third party) for products and services, (iii) any motor vehicle information, where applicable, or (iv) information that PARACHUTE.CASH needs for regulatory requirements.) PARACHUTE.CASH may use information to identify or locate me, protect me and PARACHUTE.CASH both from fraud and error, understand my needs and eligibility for services, recommend particular products and services to meet my needs, provide ongoing service, and comply with legal and regulatory requirements. This is explained on www.Parachute.cash.com/operation-agreement, which describes how PARACHUTE.CASH and WHF, uses, discloses, and retains information about me and the products and services I use.

Specific Consents:Direct Marketing: PARACHUTE.CASH may tell me about products and services through direct mail, telephone, and other direct means.Disclosure within PARACHUTE.CASH and WHF: PARACHUTE.CASH may share Information within WHF, unless prohibited by law, so that WHF may tell me about products and services. If I don't wish to consent to (a) or (b), I can contact PARACHUTE.CASH at (844) 670-2403 at any time. I understand that I will not be refused credit or other services just because I withdraw my consent to (a) or (b). WHF includes PARACHUTE.CASH and its subsidiaries that currently offer loans. Quebec Only: I have requested that this form and all documents related to it be drawn up in English. J'ai demandé que la présente formule et tous les documents s'y rattachant soient rédigés en anglais

We truly believe financial well-being should be accessible to all Canadians. Our three step program empowers, educates, and rewards our customers. We offer the only loan where someone can leave with more savings than when they started.

Parachute is not a a bankruptcy, consumer proposal or debt management proposal company.
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